Lim Kim-Hwa - Penang Monthly

Can Budget 2016 strengthen Malaysia against external economic headwinds?

5 min read

In the past year or so, the Malaysian economy has been affected by two main external headwinds: the fall in commodities prices dented the country’s financ...

by Lim Kim-Hwa

Lim Kim-Hwa

Winners and losers as the Ringgit falls

4 min read

China’s Yuan devaluation prompted a global sell-off in emerging markets’ currencies.China’s Yuan devaluation prompted a global sell-off...

by Lim Kim-Hwa & Tim Niklas Schoepp

Lim Kim-Hwa

Penang Economic Outlook 2015

4 min read

• The external macro environment, in particular the crude oil price, the timing on the start of the rise in US interest rates and its ensuing impact on fin...

by Lim Kim-Hwa

Lim Kim-Hwa

Should we fear death or longevity?

6 min read

According to Chinese tradition, longevity is one of the three important blessings in life, alongside prosperity and happiness. But while longevity is good on an...

by Lim Kim-Hwa

Lim Kim-Hwa

Managing longevity risk: Do not go gentle into that good night

5 min read

Individuals and governments should look harder into managing longevity risk; it is a related but different problem to ageing as it pertains to the risk that act...

by Lim Kim-Hwa

Lim Kim-Hwa

The crude dynamics of the price of petrol

7 min read

We know that Malaysia depends a lot on income from its oil and gas. But exactly how much? Well, a whopping RM73.4bil alone in 2013 was contributed by Petronas,...

by Lim Kim-Hwa & Tim Niklas Schoepp

Lim Kim-Hwa

GST: Tiptoeing into structural deficit

6 min read

The factors behind the present volatility in the currency markets can be categorised into roughly three large themes. Firstly, after years of quantitative easin...

by Lim Kim-Hwa

Lim Kim-Hwa

Are 11MP’s projections not too optimistic?

5 min read

 The 11th Malaysia Plan (11MP) is the last five-year development strategy for Malaysia to achieve developed country status by 2020. It projects a GDP...

by Lim Kim-Hwa

Lim Kim-Hwa

Doing heritage diplomacy in Europe

5 min read

Chief Minister Lim Guan Eng was recently in the UK and France as the head of a state delegation to talk about Penang as an economic model and as an intelligent...

by Lim Kim-Hwa

Lim Kim-Hwa

Preparing for Challenging Times Ahead

8 min read

The external macro environment for 2016 remains challenging for Malaysia. Being a small and open economy, Malaysia – and Penang along with it – is h...

by Lim Kim-Hwa & Tim Niklas Schoepp

Lim Kim-Hwa

No Smooth Sailing for the Second Half of 2016

7 min read

More Jobs in the Market Hiring activity recorded a steep improvement in the first three months of 2016. The Monster Employment Index, generated by global on...

by Lim Kim-Hwa

Lim Kim-Hwa

How Does Brexit affect Malaysians?

4 min read

The UK defied expectations from opinion polls and bookmakers, and voted to leave the European Union (EU). Apart from the inevitable plunge of the British pound...

by Lim Kim-Hwa

Lim Kim-Hwa