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Chloe Lau

Chloe Lau

is a PhD student at Universiti Sains Malaysia who researches how trust and culture shape technology adoption. With family roots in Penang and having grown up in Europe, her professional experience and love of travel have taken her worldwide.
1 post
Cashless In Penang
October 2026 Feature

Cashless In Penang

4 min read
CONVENIENCE AND CHALLENGES A YOUNG LADY slips into a George Town café and scans the QR code, where the payment…
by Chloe Lau
Chloe Lau
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Penang Monthly
A publication of Penang Institute, Penang Monthly is the voice of Penang and an inspiring read for the curious Malaysian. Publishing articles concerning the well-being and good folks of Penang.
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